Annual auto insurance rates continue to decline across the United States, reports Insurance.com.

Based on data from the lowest average auto insurance rates viewed by over 1 million car insurance consumers on the Insurance.com 2007 platform through September, auto insurance rates are continuing to decline according to Insurance.com’s 2007 Mid-Year Auto Insurance Pricing Report. “As the cost of gas and energy continue to increase, creating a financial burden for many Americans, we are happy to report that car insurance rates continue to decline for many states,” reports David Roush, CEO of Insurance.com. “In our 2007 Mid-Year Auto Insurance Pricing Report we saw a 1% decrease in car insurance rates. In our Insurance.com 2007 Third Quarter Auto Insurance Report, that shift continued with a 1.5% decrease in auto insurance rates from 2006.”

In Insurance.com’s 2006 Pricing Report the national average auto insurance premium was $1,916. In Insurance.com’s 2007 Third Quarter Auto Insurance Report, that average has dropped to $1,887 – a modest savings, but a nice bonus as the holiday shopping season starts to gear up.
Continue Reading »

Having even a teeny-tiny car accident can be one of life’s least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience of meeting one of our fellow road travelers up close and personal. Using the following seven steps to filing your claim will help you get over this speed bump as smoothly as possible.

They aren’t really accidents. They are more of an incident. Usually they are an incident that you would like to forget.
Continue Reading »